Liability Insurance for Hypnotherapists

Professional Liability protects against claims arising from your hypnotherapy services, techniques, suggestions, guidance, or other professional services.

This includes claims involving hypnosis and hypnotherapy services when a client alleges that your professional work caused harm, loss, or an unwanted outcome.

Coverage includes up to $2 million each occurrence / $4 million aggregate per member. Subject to policy terms, conditions, limits, and exclusions.

General Liability protects against bodily injury and property damage claims connected to your hypnotherapy practice.

This includes incidents connected to offices, rented spaces, workshops, professional venues, and other locations where you provide hypnotherapy services.

Coverage includes up to $2 million each occurrence / $4 million aggregate per member. Subject to policy terms, conditions, limits, and exclusions.

APC covers hypnotherapy services delivered online and in person, including one-on-one sessions, group services, workshops, and educational programs.

Coverage depends on the services you provide, group size, selected protection level, and policy terms.

Occurrence-based coverage is tied to when the covered incident occurs. If a covered incident happens during your active policy period, coverage applies even if the claim is reported after that policy period ends, subject to policy terms, conditions, and exclusions.

This matters for hypnotherapists because concerns about a session, professional guidance, or client outcomes may surface after the policy term has ended. The key date is when the covered incident occurred.

APC hypnotherapy insurance plans start at $245 per year. Your annual cost is based on the protection level you select and any optional coverage you add.

View the Coverage & Pricing page for current plan pricing, limits, and optional coverage.

APC reviews your application to confirm that your hypnotherapy services meet the program’s coverage guidelines. Approved applicants typically receive proof of insurance by email within 24 business hours.

You can also request a Certificate of Insurance when a landlord, venue, organization, or other third party requires proof of coverage as stated in a written contract.

Hypnotherapists often need Certificates of Insurance when renting office space, using professional venues, teaching workshops, or working with organizations.

APC members can request Certificates of Insurance when proof of coverage is required. Professional and Premium Protection members can add unlimited Additional Insureds at no extra charge.

APC insurance is underwritten by Philadelphia Insurance Companies (PHLY), rated A++ (Superior) by AM Best.

PHLY’s A++ rating reflects strong financial strength and gives practitioners added confidence in the carrier behind their coverage.

Business Personal Property coverage protects covered property used in your hypnotherapy practice in the event of loss or damage due to a covered event. 

Covered property can include office equipment, computers, business supplies, presentation materials, practitioner tools, and other business property used in your practice.

$10,000 of Business Personal Property coverage is included with Professional Protection and Premium Protection. $500 deductible.

Client Accident Protection provides coverage if a client, student, participant, or volunteer is injured while participating in your hypnotherapy services or activities.

Included benefits for Professional and Premium Protection levels include Accidental Medical Expense coverage up to $25,000 per participant, per accident.

Accidental Death, Dismemberment & Paralysis benefits include up to $50,000 per loss, with a $25,000 death benefit and $500,000 aggregate, subject to policy terms, conditions, and exclusions.

Assault & Battery coverage provides protection for covered third-party claims involving alleged or threatened assault or battery connected to your covered professional activities.

Coverage includes up to $25,000 per occurrence, subject to policy terms, conditions, limits, and exclusions.

Identity Theft Protection reimburses covered out-of-pocket expenses related to identity theft connected to your covered professional activities.

Covered expenses include items such as notarizing affidavits, certified mailing of documents, loan or credit reapplication fees, and other covered identity-restoration expenses.

Coverage includes up to $25,000 per policy period. It reimburses covered recovery expenses; it does not replace stolen money or funds lost through identity theft.

The Cyber Protection Plan provides coverage for covered cyber and privacy-related claims. This is especially relevant for hypnotherapists who conduct virtual sessions, maintain client information electronically, use online scheduling or payment systems, or communicate with clients through digital platforms.

Coverage includes $100,000 per privacy claim with a $1,000 deductible.

The Sexual Misconduct & Abuse Protection Plan provides coverage for covered claims involving allegations of sexual misconduct or abuse connected to your professional services.

Coverage includes limits of $50,000 / $100,000 with no deductible.

Additional Business Personal Property Coverage increases protection for covered property used in your hypnotherapy practice, including computers, tablets, office equipment, practitioner tools, presentation materials, workshop supplies, and other covered business property.

Members can increase total Business Personal Property coverage to $25,000 for $398 or $50,000 for $796. Deductible $500.

Hypnotherapists face professional liability exposure whenever they work with clients. A client can allege that your hypnotherapy services, techniques, suggestions, guidance, or other professional work caused harm or loss.

APC Professional Liability protects against claims arising from your hypnotherapy services, while General Liability protects against bodily injury and property damage claims connected to your practice.

Yes. APC provides Professional Liability and General Liability coverage for hypnosis and hypnotherapy services within the policy scope.

Stage hypnosis performed for entertainment or amusement is not covered.

APC hypnotherapy insurance includes Professional Liability and General Liability coverage.

Professional Liability protects against claims arising from your hypnotherapy services, techniques, suggestions, guidance, or other professional services. Coverage includes up to $2 million each occurrence / $4 million aggregate per member.

General Liability protects against bodily injury and property damage claims connected to your practice. Coverage includes up to $2 million each occurrence / $4 million aggregate per member.

APC hypnotherapy liability insurance starts at $245 per year.

Essential Protection is $245 per year, Professional Protection is $275 per year, and Premium Protection is $375 per year. Your total annual cost depends on the protection level selected and any optional coverage you add.

Compare plan limits and included benefits on the Coverage & Pricing page →

Yes. APC provides occurrence-based coverage.

Occurrence-based coverage is tied to when the covered incident occurs. If a covered incident happens during your active policy period, coverage applies even if the claim is reported after that policy period ends, subject to policy terms, conditions, and exclusions.

Yes. APC covers hypnotherapy services delivered online and in person. Hypnotherapists can work with clients virtually, from a professional office or other approved location, or through a combination of online and in-person services.

APC covers a range of hypnotherapy approaches and related modalities, including Traditional Hypnotherapy, Clinical Hypnotherapy, Ericksonian Hypnosis, Cognitive Behavioral Hypnotherapy, Solution-Focused Hypnotherapy, Regression Hypnotherapy, Rapid Transformational Therapy (RTT), Neuro-Linguistic Programming (NLP), Emotional Freedom Technique (EFT), and Havening Techniques.

This is not a complete list. If you use another hypnotherapy approach, related modality, or blended service, review the Services Covered list or confirm your specific service before applying.

Yes. Clinical Hypnotherapy is included as a hypnotherapy service under APC coverage.

Coverage for Clinical Hypnotherapy does not extend to separate medical, psychotherapy, counseling, mental health, healthcare, or other regulated professional services unless that service has been specifically verified as covered by APC.

No. Stage hypnosis performed for entertainment or amusement is not covered by APC. APC hypnotherapy coverage applies to professional hypnosis and hypnotherapy services within the policy scope, not entertainment performances.

APC reviews your application to confirm that your hypnotherapy services meet the program’s coverage guidelines. Approved applicants typically receive proof of insurance by email within 24 business hours.

Members can also request a Certificate of Insurance when a landlord, venue, organization, event host, or other third party requires proof of coverage as stated in a written contract.